Whilst the following stories are reflective of real-life customer situations that we have seen and helped with, we have changed the names and the exact events as well as used photos of actors in order to maintain confidentiality.
Our partner site, Afforda, offers useful tools and resources to help navigate financial challenges.
The free BenefitGlance tool helps people living in the UK find financial support they might be entitled to.
There are organisations and charities that might be able to help you, no matter what you’re dealing with.
Brian had been gambling for a while before it became a financial problem for him. Even though he was still able to make his repayments he called us to ask for help before his problems escalated further.
Sue found herself in a very difficult situation when her husband became abusive. She had to leave her home suddenly for her own safety and needed help with her account until she was safe and back on her feet.
When Sharon’s partner died suddenly her and her children’s lives were turned upside down. She found it difficult to get through the day let alone keep on top of her bills.
When Finn lost his job he could no longer afford to make his loan repayments on top of his other bills. He spoke to us and we worked out a solution together.
Kian who suffers with anxiety found it difficult to talk over the phone about his financial struggles as it made him feel worse.
Please think carefully about whether Drafty is the right solution for you. This is even more important if you're in financial difficulty. If we don't think you can afford to repay your credit, we won't be able to approve you. We'll look at your current finances and credit history before we decide whether to give you credit. Failure to repay could impact your credit file.