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General:

  1. This program is for a limited time only, and can be withdrawn at any time at and by the sole discretion of Drafty, a trading style of Lending Stream LLC.
  2. The promoter of the reward program is Lending Stream LLC, 251 Little Falls Drive, Wilmington, DE 19808, USA.

Eligibility Criteria: Referrer

  1. This scheme is only open to existing Drafty customers.
  2. There is no restriction on the number of recommendations which can be made by a Drafty customer participating in the reward programme. However, the number of rewards which can be achieved provided the qualification criteria are satisfied in full in respect of each recommendation is capped at a maximum of 5 rewards of £25 each.
  3. The person you are referring should not already have a pre-existing relationship with Drafty or Lending Stream, both trading styles of Lending Stream LLC.
  4. The person you are referring has to use your personal sharing link to apply for Drafty and successfully get a credit line with Drafty for you to qualify for the £25 reward.
  5. Once the person you are referring successfully gets a Drafty credit line and makes a draw on their line and stays contracted with Drafty past the statutory 14-day cancellation period, the £25 will be transferred to you within 10 business days.
  6. The money will be transferred only to the bank account details we have on file.
  7. You will be eligible for the referrer's incentive except for circumstances where you are found to have defrauded Drafty, or used this program with a malicious intent to defraud the company in any manner.
  8. The reward cannot be adjusted against your current outstanding balance or dues. Customers are reminded to make all minimum payments due on time. Failure to do so risks incurring additional interest.

Eligibility Criteria: Referee (referred customer)

  1. You should be a new customer to Drafty, not having previously applied at or used the services of Drafty or Lending Stream, both trading styles of Lending Stream LLC.
  2. You should have used a valid personal sharing link from an existing Drafty user.
  3. You are required to also successfully avail a Drafty credit line by applying through a valid referral link.
  4. You are required to keep the credit line open, make at least one draw against it and keep your line active and in good standing for at least 45 calendar days.
  5. Once we have verified the above conditions, the £25 will be transferred to you within 10 business days.
  6. The money will be transferred only to the bank account details we have on file.
  7. The reward cannot be adjusted against your current outstanding balance or dues. Customers are reminded to make all minimum payments due on time. Failure to do so risks incurring additional interest.
Drafty is a credit line with a Representative 89.7% APR, and a maximum APR of 91.2%. If you draw £50 against your credit line at 89.7% APR, it would be paid off in 6 months for a total of £60. There are no additional fees. There is no minimum repayment period and no maximum repayment period as long as you continue to repay the minimum payment amount. We don't offer fixed loans under 60 days.