Please note the content on this site is for the Drafty Line of Credit product only. If you are looking for information about a Drafty Personal Loan, please visit our FAQs.

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Managing account

How to Log in to your Drafty Account:
 

  1. Open the Drafty  website.
  2. Click on the "Sign In" tab.
  3. Enter your username (email address).
  4. Choose how you would like to receive the One Time Password (OTP):
  5. In case you choose “Send code via Email”
  6. You will receive the OTP within 20 seconds.
  7. Enter the OTP to log in.
  8. If you do not receive the OTP within 20 seconds, you can resend the code via the "Resend Code" option or choose to send it via SMS
  9. In case you choose “Send code via SMS”
  10. You will receive the OTP within 20 seconds.
  11. Enter the OTP to log in.
  12. If you do not receive the OTP within 20 seconds, you can resend the code via the "Resend Code" option or choose to send it via email.
  13. If you still encounter issues, please get in touch. You can do this by going to our contact us page or by calling us on 0203 695 8072#. We are available from 9am to 6pm Monday to Friday and 9am to 1pm on Saturday.

Drafty is an FCA-authorised provider of a Revolving Line of Credit with a credit limit of up to £3000, available to borrow as and when you need it (subject to affordability checks). You only pay interest on what you draw/use.

Representative Example: Assumed credit limit: £1200. Representative 96.2% APR (variable). Annual interest rate 69.4% (variable).

There is no set minimum or maximum repayment term, so long as the minimum monthly repayment sum is met, however, you may repay back early without any fees and save on interest.

drafty club