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Please note the content on this site is for the Drafty Line of Credit product only. If you are looking for information about a Drafty Personal Loan, please visit our FAQs.

WELCOME BACK

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Representative 96.2% APR (variable)

Learn more about the cost of your credit line, default charges, risks and prepayments.

Please think carefully about whether Drafty is the right solution for you. This is even more important if you're in financial difficulty. A line of credit is an expensive way to borrow (especially long-term). If we don't think you can afford an account, we won't give you one. We'll look at your current finances and credit history before we decide whether to give you an account.

We use ‘Express Cash Transfer’ to send cash to your bank in under 90 seconds. Your line of credit will need to be fully approved first. It may take longer to reach your account. This will depend on your bank’s policies and procedures.

^#Call charges apply. Standard charges from BT landlines, mobiles and other providers may vary.

Please think carefully about whether Drafty is the right solution for you. This is even more important if you're in financial difficulty. A line of credit is an expensive way to borrow (especially long-term). If we don't think you can afford an account, we won't give you one. We'll look at your current finances and credit history before we decide whether to give you an account.

Drafty is a trading name of GAIN Credit LLC

Contact Address: PO Box 10756, LEICESTER, LE3 4GX, E-mail: info@drafty.co.uk | Registered Address: 251 Little Falls Drive, Wilmington, DE 19808, USA.| Registered in the State of Delaware,USA | Registration Number: 4124111 | Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378