Tappily Alternative
Looking for a line of credit from Tappily? Tappily is no longer in business, but Drafty is! Drafty Flex gives you access to a maximum line of credit of £3,000. Plus, if approved, we can send cash to your bank in just 90 seconds*.
Representative 96.2%APR (variable)
Representative Example: Assumed credit limit: £1,200. Representative 96.2% APR (variable). Annual interest rate 69.4% (variable).
Not all applications will be approved for credit. An offer of credit is subject to status and affordability checks.
Why choose Drafty Flex as a Tappily Alternative?
Fast
Cash sent to your bank in under 90 seconds, if approved. It may take longer to reach your account depending on your bank’s processes.
Flexible repayment
As long as you repay the monthly payment, how long you borrow for is up to you. No early repayment fees.
Trusted
Rated excellent on Trustpilot with over 10,000 reviews.
Convenient
Secure online application available 24/7. An instant decision.
About Tappily
Tappily was a UK lender that provided flexible lines of credit. They offered up to £2,500 to customers needing short-term cash for urgent expenses. However, Tappily entered administration in January 2023.
If you’re looking for an alternative to Tappily, try Drafty. We offer a flexible line of credit with a maximum limit of £3,000. Apply online and we will give you an instant decision. And, if approved, we’ll send the cash to your bank in 90 seconds*.
How is Drafty different to Tappily
| Drafty | Tappily |
|---|---|
| Drafty Flex offers a maximum credit line of £3,000 or Drafty Loans between £1,000 and £3,000. | Previously Tappily provided a flexible credit line. This allowed customers to borrow as needed up to a set limit. |
| With Drafty Flex line of credit if approved you can withdraw at any time. This is subject to available credit. You only pay interest on what you use. | Borrowers could withdraw funds anytime. They paid interest only on the borrowed amount. |
| Drafty is still lending, apply online and receive an instant decision. | Entered administration in early 2023, stopping new lending to customers. |
If you’re looking for a loan with Amigo Loans, consider Drafty instead. We understand bad credit happens, that’s why we look at more than just your credit score when assessing applications.
How can I check my eligibility for Drafty Flex?
To apply online with Drafty, you need to meet the following requirements:
- Be at least 18 years old.
- Be a UK resident with an active UK bank account and debit card.
- Have a monthly income of at least £1,250.
Once you apply, we’ll run credit and affordability checks. We do this to make sure that you can afford the monthly repayments.
Representative 96.2%APR (variable)
How can I apply online for Drafty Loans?
To apply for Drafty Loan:
Apply
Click on the apply now button and complete our application form. Fill in your personal, employment, and banking details. It takes around 15 minutes to complete (application completion time varies).
We set a credit limit
If approved, you’ll be given a credit limit (maximum limit £3000).
Flexible payment
As long as you repay the monthly payment, there’s no need to reapply. There are no early repayment fees. It’s easy to make payments. With continuous payment authority, automatic payments are easy to manage. You can also pay with debit card or Google/Apple Pay in the Drafty app.
Fast cash transfer
Use Drafty Flex whenever you want. We’ll send the money to your bank in 90 seconds. It may take longer to reach your account, depending on your bank’s processes.
Representative 96.2%APR (variable)
Drafty – A direct lender
When you choose Drafty, you’re borrowing straight from us as a direct lender. You apply directly, receive an instant decision. If approved, we transfer the cash to your bank within 90 seconds.* Borrowing from a direct lender could provide quicker access to funds.
FAQ – Tappily
What happened to Tappily?
Tappily, owned by Indigo Michael Limited. They went into administration in 2023. Tappily is no longer trading.
Did Tappily consider bad credit?
Yes, but Tappily are no longer lending. Companies like Drafty are. Drafty considers more than just your credit score when assessing applications. While your credit file is reviewed, other factors are also considered. This means you could be eligible if you have poor credit history.
Who owned Tappily?
Tappily was owned by Indigo Michael Limited. Indigo Michael Limited also owned SafetyNet Credit.
Can I still borrow from Tappily?
No. Tappily is not lending anymore. Since entering administration they have stopped lending
Was Tappily regulated?
Yes, Tappily was regulated by the Financial Conduct Authority (FCA).
Did Tappily offer a loan?
No. Tappily offered a line of credit and not a loan. They used to provide a credit facility to their customers. A line of credit allows you to access money as you need it. You can access credit up to your set credit limit.
Please think carefully about whether Drafty is the right solution for you. This is even more important if you're in financial difficulty. If we don't think you can afford to repay your credit, we won't be able to approve you. We'll look at your current finances and credit history before we decide whether to give you credit. Failure to repay could impact your credit file.