Compare Loans and See Why Drafty Might Be a Better Choice
See if we are right for you, or should you go with someone else?
(Hint: it's us)
Representative 96.2% APR (variable)
Subject to status. T&Cs apply.^
What Drafty offers?
Drafty offers a line of credit, which in many ways is an alternative to a loan. A line of credit is a flexible credit solution for individuals who need access to quick funds. You can apply online, and if you’re approved borrow up to £3000 and receive the funds to your bank in 90 seconds.
One of the key differences between a Drafty credit line and a loan, is that once you’ve been approved, you can reuse your credit line whenever you need without reapplying.
We believe flexibility is key, so as long as you repay the minimum monthly amount each month, you can keep your account open with us for as long you want. And you only pay interest on what you use. It's a win-win.
Compare Drafty with other direct lenders
There’s no denying that credit cards, and short term loans can be useful when you find yourself strapped for cash. But equally, we think that a Drafty line of credit is a better alternative.
In fact, we are so confident, that we’ve compared Drafty with other direct lenders. So, you can make up your own mind!
Why choose Drafty?
Drafty vs Safetynet credit
Borrowing with Drafty is faster and cheaper. If you’re approved, we’ll send the cash to your bank in under 90 seconds. Whereas Safetynet say it will take less than 15 minutes to receive funds but can take up to 2 hours.
Read more about Drafty vs Safetynet
Drafty vs 118 118 Money loans
Unlike 118118 Money, customers approved for Drafty can repay their credit early with zero fees. Find out how Drafty can help you.
Read more about Drafty vs 118 118 Money
Drafty vs Aqua card
Drafty is more flexible than Aqua Card. Not only do we send you quick cash (under 90 seconds if approved), but we’ll never charge you fees.
Read more about Drafty vs Aqua card
Drafty vs Vanquis credit cards
When you apply for a Vanquis credit card, you’ll receive your new card within 10-14 days of the acceptance date. If you’re approved with Drafty, we’ll send the cash to your bank in under 90 seconds.
Read more about Drafty vs Vanquis credit cards
Drafty vs Amigo loans
You won’t need a guarantor to be accepted for Drafty line of credit, but Amigo Loans worked differently. Amigo Loans are no longer lending, but we are!
Read more about Drafty vs Amigo Loans
Drafty vs Wonga Loans
Wonga Loans are no longer lending, but don’t worry as Drafty can help, and we’re cheaper too. Drafty offers a line of credit of up to £3000 to use or reuse whenever you need.
Read more about Drafty vs Wonga Loans
Drafty vs Tappily
Although Tappily are no longer lending, Drafty’s line of credit can offer the same relief. Plus, if approved, we’ll send the cash to your bank in under 90 seconds. Find out how we can help.
Read more about Drafty vs Tappily
Drafty is an FCA-authorised provider of a Revolving Line of Credit with a credit limit of up to £3000, available to borrow as and when you need it (subject to affordability checks). You only pay interest on what you draw/use.
Representative Example: Assumed credit limit: £1200. Representative 96.2% APR (variable). Annual interest rate 69.4% (variable).
There is no set minimum or maximum repayment term, so long as the minimum monthly repayment sum is met, however, you may repay back early without any fees and save on interest.